Unfortunately, to qualify for our assistance, you have to be employed or receive regular income.

What to do now? You still have the option to discuss your situation with your creditors. And we highly recommend you do.

Here we have a step-by-step guide on how to talk with your creditors when you are unable to make payments.

If your arrears or debt is less than R 20 000 it will be a good idea to either negotiate with your creditors or follow our 5-Step Debt Management Plan to take back control of your finances.